KOHO Referral Code: $20 Sign Up Bonus + $20 Per referral

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Use this KOHO referral code (KOHOBONUS) and earn a $20 sign up bonus when you open a new account and make your first purchase. Also, you will earn a $20 referral bonus for every friend you invite!

KOHO is a spending and savings account that allows you to simplify your finances without any fees and offers you the benefit of cashback on every transaction with a Reloadable MasterCard.

In this article, we will dive into all the latest KOHO Promotions and will give you simple steps to claim your Koho Sign up bonus and referral offer.

KOHO Referral Code: $20 Welcome Offer

KOHO Referral Code: $20 Welcome Offer

KOHO welcomes all Canadians with a $20 welcome credit when they open a new account using the KOHO referral code and make their first purchase using a KOHO prepaid card.

KOHO allows you to save money on your banking fees while earning cash rewards on every purchase.

How To Use KOHO Referral Code?

Here are easy steps to get your $20 sign up bonus:

  1. Visit this KOHO referral link to open a new account.
  2. Sign up using your basic details like email, name, and address.
  3. Then, Enter your phone number and KOHO referral code (KOHOBONUS).
  4. Verify your account and create your account.
  5. Make your first purchase using a KOHO card within 30 days.
  6. Done! You will get your $20 KOHO sign up bonus in your account.

If you want more ways to save money on your purchases, read our article on TopCashback and GoCashBack and get $25 instantly when you sign up.

KOHO Refer a Friend Program: Give $20, Get $20

KOHO Refer a Friend Program: Give $20, Get $20

KOHO has a special referral program that allows you to earn a $20 referral bonus for every friend you invite using the KOHO referral link, and they make their first purchase within 30 days.

You can invite up to 50 friends and earn a $1000 referral bonus.

How To Get KOHO Referral Bonus?

Here are simple steps to earn $20 per referral:

  1. Login to your KOHO account.
  2. Go to the “Refer a Freind” Option and click on “Earn $20“.
  3. Share your unique KOHO referral code with your family and friends.
  4. If someone joins KOHO using your KOHO referral code and makes their first purchase, you will get a $20 referral bonus instantly.
  5. Your referral will also earn a $20 New user bonus.

Want to earn more money by inviting friends? Read our article on the Temu Affiliate Program and earn a $10 referral bonus for every friend you refer.

What Is KOHO?

What Is KOHO?

KOHO is a financial company that offers a reloadable prepaid master card with an advanced mobile app designed to simplify personal finances, especially for Canadians.

KOHO offers an easy way to manage your budget while making everyday purchases and gives users real-time data about their spending habits and financial activities.

Although KOHO is not a bank, it still provides all the banking services through its prepaid master card and user-friendly mobile app.

KOHO also gives you up to 6% cashback on online shopping and up to 4.5% Interest on your entire balance.

KOHO Credit Card

KOHO Credit Card

KOHO Credit Card is a virtual prepaid Mastercard that is not any traditional credit card but a reloadable prepaid card. 

You can load your money on the card and make all your financial transactions, including purchases and payments.

To activate your KOHO credit card, scan your credit card envelope from my cards or contact KOHO customer service at 1-855-564-6999. Click on this link to learn more!

The KOHO credit card offers many benefits, such as cash rewards on your purchases, no annual fee, and an app that lets you manage your finances.

If you are a student looking for the best credit card, read our article on Zolve Credit Card Review and get a $50 sign up bonus when you apply.

KOHO Metal Card

KOHO Metal Card

The KOHO metal card is a limited edition card available for order through the KOHO app that offers both contact and contactless functionality. 

If you want to get a KOHO metal card, Here is what you need to do:

  • Download the latest version of the KOHO app.
  • Order the KOHO Metal Card before it gets out of stock.

KOHO has marketed these metal cards as a luxury item, even at the prepaid card level, targeting the younger generation with the idea that wealth can be redefined.


Overall, KOHO is a great app for Canadians to manage their finances while monitoring their spending habits. And, with the KOHO referral code, you can earn a $20 sign up bonus on your first purchase.

Additionally, you can share KOHO with your friends to earn more cash rewards.

FAQs On KOHO referral Code

Is KOHO Legit?

Yes! KOHO is a 100% Legitimate and safe app designed to help users spend wisely and save more.

It has excellent ratings on GLASSDOOR, with many happy users earning up to 6% cashback on their transactions without paying any monthly or annual fees.

How Long Do KOHO E Transfers Take?

Generally, KOHO E Transfers take about 90 minutes to 3 hours for the recipient to receive the funds once they have been sent.

If the transfer takes longer, it may be under review by Interac and should be released after a few hours once the review is complete.

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