Top 7 Acorns Referral Bonus Offers: Earn $400-$1,600 Free Money By Referring Friends (2025)

The Acorns referral bonus is an amazing way to earn free money in 2025. By using referral code S86KGYA or invitation link, you can refer your friends and get cash rewards. These bonuses range from $400 to $1,600, depending on how many friends you refer.

Acorns Referral Bonus Invitation Link

Let’s look at the top offers:

• Earn $1,600 when 5 friends sign up and start investing.
• Earn $1,300 for referring 5 friends who invest.
• Earn $1,100 for referring 6 friends who start investing.
• Earn $1,000 when 4 friends join and invest.
• Earn $800 for getting 4 friends to sign up and invest.
• Earn $725 when 3 friends sign up and invest.
• Earn $400 by referring just 2 friends.

These bonuses make Acorns one of the best options for earning rewards through referrals. On top of the referral bonuses, Acorns offers other perks like automatic saving and investing features that help you grow your wealth without much effort. With Acorns, you can round up purchases and invest spare change, making it an easy and accessible tool for both beginners and experienced investors.

In this article, I’ll walk you through each of these offers and show you exactly how you can take advantage of the Acorns referral bonus program in 2025. Let’s dive in.

What is Acorns Referral Bonus?

Acorns offers a referral program where you can earn bonuses by inviting friends to join the platform. For each friend who signs up using the referral code S86KGYA or link and makes an initial investment, both you and your friend receive an Acorns referral bonus. This program encourages users to share the benefits of investing with their network.

How the Acorns Referral Bonus Works

Participating in the Acorns referral program is straightforward:

1. Share Your Referral Code or Link: Access your unique referral code S86KGYA or link within the Acorns app and share it with friends via text, email, or social media.
   
2. Friend Signs Up and Invests: When a friend uses the referral code S86KGYA or link to sign up and makes an initial investment of at least $5 within 14 days, both you and your friend qualify for the bonus.
   
3. Receive Bonuses: Bonuses are typically invested into your Acorns Invest account, allowing them to grow over time. The Acorns referral bonus amounts and eligibility criteria may vary based on current promotions.
   

Current Acorns Referral Bonus Offers

As of 2025, Acorns offers several referral bonuses. Please note that promotions are subject to change, so verifying the current offers within the Acorns app or website is essential.

Offer #1: Earn $1,600 with the Acorns Referral Bonus

This is one of the best Acorns referral bonus promotions in 2025. By using the referral code S86KGYA, you can earn $1,600 by referring five friends.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days from the time your friends sign up.

Steps to Get the Bonus:

1. Share your Acorns referral link or code S86KGYA with five friends.
2. They must sign up and make their first investment.
3. Once they stay active for 30 days, you’ll get your $1,600 bonus.

Eligibility:

• Be an active Acorns user.
• Friends must be new users to Acorns.

Offer #2: Earn $1,300 Acorns Referral Bonus

By referring five friends with your Acorns referral code S86KGYA, you can claim $1,300 when they invest.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after friends sign up.

Steps to Get the Bonus:

1. Use the referral link or code S86KGYA.
2. Friends sign up and invest with Acorns.
3. After they’re active for 30 days, you’ll receive $1,300.

Eligibility:

• Be an active Acorns user.
• Friends must be new to the platform.

Offer #3: Earn $1,100 from Acorns Referral Bonus

With the Acorns referral bonus, you can get $1,100 by inviting 4 friends who start investing.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after sign-up.

Steps to Get the Bonus:

1. Share the referral code S86KGYA with 4 friends.
2. They sign up and make their first investment.
3. When they stay active for 30 days, you’ll get $1,100.

Eligibility:

• Active Acorns user.
• Friends must be first-time Acorns users.

Offer #4: Earn $1,000 with Acorns Referral Bonus

Refer four friends through your Acorns referral link or code S86KGYA and earn $1,000 when they invest.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after sign-up.

Steps to Get the Bonus:

1. Share your Acorns referral code S86KGYA.
2. Friends sign up and start investing.
3. After 30 days of investment, you’ll receive $1,000.

Eligibility:

• Must be an active Acorns user.
• Friends must be new to Acorns.

Offer #5: Earn $800 with Acorns Referral Bonus

Using your referral code S86KGYA, refer four friends and receive $800 after they invest.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after sign-up.

Steps to Get the Bonus:

1. Share S86KGYA with four friends.
2. Friends need to invest through Acorns.
3. After 30 days of activity, you get $800.

Eligibility:

• You must have an active Acorns account.
• Friends must be new to Acorns.

Offer #6: Earn a $725 Acorns Referral Bonus

Refer three friends to Acorns using code S86KGYA and claim $725 when they invest.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after sign-up.

Steps to Get the Bonus:

1. Share S86KGYA with three friends.
2. They sign up and invest.
3. After staying active for 30 days, you’ll earn $725.

Eligibility:

• Be an active Acorns user.
• Friends must be new to the platform.

Offer #7: Earn $400 with Acorns Referral Bonus

Invite two friends using Acorns referral code S86KGYA, and you can earn $400 when they sign up and invest.

Promotion Period: January 1, 2025 – December 31, 2025
Qualification Period: 30 days after sign-up.

Steps to Get the Bonus:

1. Share S86KGYA with two friends.
2. Friends must sign up and invest.
3. After they stay active for 30 days, you’ll receive $400.

Eligibility:

• Active Acorns account in good standing.
• Friends must be first-time Acorns users.

Current Acorns Promotions: How to Turn $5 to $50

The Acorns promotions encourage new users to start investing. These promotions provide small bonuses that can help grow your portfolio quickly. Here’s how you can turn a $5 investment into a $50 reward:

• Sign-Up Bonus: Acorns often offers a $5 bonus to new users who make an initial investment.
• Referral Bonus: Referring friends can further boost your balance, with bonuses ranging from $400 to $1,600.
• Investment Growth: Over time, your investments will grow thanks to Acorns’ automatic portfolio management.

Acorns Referral Program: How It Compares to Competitors

Acorns’ referral program is generous, but how does it stack up against similar programs from other investment apps? Here’s a quick comparison:

• Acorns: Offers up to $1,600 in bonuses for referring friends who invest at least $5.
• Webull: Provides free stock for referrals, which may be worth more or less depending on the stock’s market value.
• Robinhood: Also offers free stock for referrals, but the stock value can vary widely.
• Stash: Similar to Acorns, Stash offers bonuses for referrals, but the amount is often lower.

Conclusion

Acorns’ referral program is a fantastic way to earn extra money while helping friends start their investment journey. With bonuses ranging from $400 to $1,600, it’s one of the most generous programs available. Whether you’re just starting out or are already an experienced investor, taking advantage of these offers can significantly boost your portfolio.

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