Top 9 Acorns Promotions & Offers 2025: Get $500 – $1,600 Free Money Referral Bonuses

Acorns promotions offer an easy way for you and me to earn some extra money by simply referring friends. When they sign up using Acorns referral code S86KGYA or referral link, you can unlock generous bonuses in 2025.

Acorns Referral Code/Invitation LInk

Here are the top offers you can take advantage of and how to get them:

• Earn $1,600 when 5 friends sign up through this link and start investing with Acorns.
• Earn $1,300 when 5 friends sign up through the referral and begin investing.
• Earn $1,100 when 6 friends join through your link and start investing.
• Earn $1,000 when 4 friends sign up and invest with Acorns using your referral.
• Earn $800 when 4 friends sign up and invest through your referral link.
• Earn $725 when 3 friends join and invest through your referral link.
• Earn $500 when 2 friends sign up and invest using your referral.
• Earn $450 when 2 friends sign up and invest through your link.
• Earn $400 when 2 friends join Acorns and start investing through your referral link.

To qualify for these bonuses, all your referrals need to start investing with Acorns after signing up through your link or using the referral code S86KGYA.

Acorns isn’t just about referral bonuses, though. It’s a smart app that helps you and me invest our spare change automatically, making it easy to grow savings without even thinking about it. 

In this article, I’ll walk you through the details of each promotion, how to claim your rewards, and all the extra perks Acorns has to offer. Let’s dive into how you can make the most of these Acorns promotions in 2025.

What Are Acorns Promotions and Referral Bonuses?

Acorns promotions offers generous referral bonuses to encourage you to invite your friends to start investing with them. Every time your friends sign up using your referral link and complete certain requirements, you earn a reward. The more friends you refer, the bigger your bonus can be.

• Acorns promotions are incentives for inviting others.
• Referral bonuses vary based on the number of successful referrals.
• You can earn hundreds or even thousands of dollars by participating.

Offer #1: $1,600 Bonus for 5 Referrals

This is one of the best Acorns promotions available in 2025. By using the referral code S86KGYA, you can earn a massive $1,600 bonus just by referring five friends. Let’s look at how this works:

• Promotion Period: This promotion is available from January 1, 2025, through December 31, 2025.
  
• Qualification Period: Once your friends sign up using your referral code S86KGYA, they need to complete the necessary requirements within 30 days to qualify for your bonus.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with five friends.
  • They need to sign up for Acorns using your referral link or code S86KGYA.
  • Each friend must make their first investment and remain active for at least 30 days.
  • Once all five friends meet these conditions, you’ll receive your $1,600 bonus in your Acorns account.
• Eligibility: To be eligible for this bonus, you need to:
  
  • Be an active Acorns user with an account in good standing.
  • Refer friends who have never used Acorns before.
  • Ensure that your friends meet all the requirements within the qualification period.

Offer #2: $1,100 for 6 Acorns Referrals

Acornspromotions is also offering an exciting $1,100 bonus for referring six friends. You can easily earn this bonus by sharing your unique referral code S86KGYA.

• Promotion Period: This offer is valid from February 1, 2025, to November 30, 2025.
  
• Qualification Period: Once your six friends sign up using your referral code S86KGYA, they have 45 days to meet all the necessary conditions.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with six friends.
  • Your friends must sign up using your referral code S86KGYA.
  • Each referred friend should make their first investment within 30 days of signing up.
  • After six friends complete these steps, you’ll get the $1,100 bonus.
• Eligibility:
  
  • You must have an active Acorns account to qualify.
  • The friends you refer must not have had an Acorns account before.
  • The bonus will be awarded once all six referrals meet the eligibility criteria within the 45-day qualification period.

Offer #3: $1,300 for 5 Acorns Referrals

This promotion offers $1,300 for referring five friends, and it’s another great way to boost your savings. You can take advantage of this offer by sharing your referral code S86KGYA.

• Promotion Period: This Acorns promotions runs from March 1, 2025, to August 31, 2025.
  
• Qualification Period: Your five referrals need to meet all the requirements within 30 days of signing up using your code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with five friends.
  • They must sign up with your referral link or code S86KGYA and open their Acorns account.
  • They need to complete their first investment and stay active for 30 days.
  • Once all five referrals fulfill the requirements, you will receive your $1,300 bonus.
• Eligibility:
  
  • You must have an Acorns account in good standing.
  • Referrals must use your code S86KGYA when signing up.
  • All five referrals need to complete the steps within the promotion and qualification periods to ensure you get your bonus.

Offer #4: $500 for 2 Acorns Referrals

This Acorns Promotions is ideal if you’re looking to refer just two friends. By using the referral code S86KGYA, you can earn a $500 bonus quickly and easily.

• Promotion Period: This promotion is active between January 15, 2025, and July 31, 2025.
  
• Qualification Period: Once your friends sign up using your referral code S86KGYA, they have 30 days to meet all the requirements.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with two friends.
  • They need to sign up using your referral code S86KGYA.
  • Your friends must make their first investment within 30 days of signing up.
  • After both friends have met these requirements, you will receive the $500 bonus.
• Eligibility:
  
  • You must be an active Acorns user with an account in good standing.
  • Referred friends should not have used Acorns before.
  • Your friends must sign up using the referral code S86KGYA and meet the qualification steps.

Offer #5: $800 for 4 Acorns Referrals

Acorns promotions also offers an $800 bonus for referring four friends. To earn this bonus, make sure you share your referral code S86KGYA with friends who are interested in starting their investment journey.

• Promotion Period: This promotion is available from April 1, 2025, through September 30, 2025.
  
• Qualification Period: Referred friends have 30 days to meet the requirements after signing up using your referral code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with four friends.
  • They need to sign up using your referral code S86KGYA.
  • Friends should make their first investment within 30 days.
  • Once all four referrals meet the requirements, you’ll receive your $800 bonus.
• Eligibility:
  
  • You must have an active Acorns account.
  • Referred friends should be new to Acorns.
  • Referrals must meet all criteria within the qualification period to earn the bonus.

Offer #6: $1,000 for 4 Acorns Referrals

This is another amazing Acorns promotions where you can earn $1,000 by referring four friends. All you need to do is share your referral code S86KGYA to start earning.

• Promotion Period: This offer runs from May 1, 2025, to November 30, 2025.
  
• Qualification Period: Your four friends need to meet all requirements within 30 days after using the referral code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with four friends.
  • They need to sign up using your referral link or code S86KGYA.
  • Your friends must complete their first investment within 30 days.
  • After all four referrals fulfill these steps, you will receive your $1,000 bonus in your Acorns account.
• Eligibility:
  
  • You must have an active Acorns account.
  • Your referrals should be new users of Acorns.
  • The bonus will only be credited if all four friends use your referral code S86KGYA and meet the conditions.

Offer #7: $725 for 3 Acorns Referrals

With the referral code S86KGYA, you can also claim a $725 bonus by referring just three friends. This Acorns promotions is a great way to quickly earn extra money.

• Promotion Period: This offer is valid from June 1, 2025, to December 31, 2025.
  
• Qualification Period: Your three friends must sign up and meet all the requirements within 30 days of using your referral code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with three friends.
  • Your friends need to sign up using your referral code S86KGYA and open their Acorns account.
  • They must make their first investment within 30 days.
  • Once all three referrals complete the steps, you’ll earn your $725 bonus.
• Eligibility:
  
  • You must have an active Acorns account.
  • Your referrals need to be new users of Acorns.
  • The bonus will be awarded after all three friends meet the eligibility criteria.

Offer #8: $400 for 2 Acorns Referrals

Now, Acorns promotions is offering a $400 bonus for referring just two friends with your unique referral code S86KGYA. This is one of the easiest offers to participate in.

• Promotion Period: This promotion is active from January 1, 2025, to June 30, 2025.
  
• Qualification Period: Your two friends have 30 days to meet the requirements after signing up using the referral code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with two friends.
  • They need to sign up using your referral code S86KGYA.
  • Your friends must make their first investment within 30 days.
  • After both friends meet the requirements, you’ll receive the $400 bonus in your Acorns account.
• Eligibility:
  
  • You must have an active Acorns account in good standing.
  • Referred friends must be new users.
  • The bonus will only be awarded if your referrals use your code S86KGYA and complete the steps within the qualification period.

Offer #9: $450 for 2 Acorns Referrals

Acorns is also offering a $450 bonus for referring two friends, making this another excellent way to earn extra money by sharing your referral code S86KGYA.

• Promotion Period: This Acorns promotions is valid from July 1, 2025, through December 31, 2025.
  
• Qualification Period: Your two friends need to meet the referral requirements within 30 days of signing up using the referral code S86KGYA.
  
• Steps to Get the Bonus:
  
  • Share your referral link or code S86KGYA with two friends.
  • They need to sign up using your referral code S86KGYA.
  • Your friends must make their first investment within 30 days of signing up.
  • Once both friends have fulfilled the requirements, you’ll receive the $450 bonus.
• Eligibility:
  
  • You must have an Acorns account.
  • Referred friends need to be new to Acorns.
  • All qualification steps must be completed within the promotion and qualification periods for you to earn the bonus.

How to Qualify for the Acorns $400 – $1,600 Referral Bonus in 2025

Here’s a quick guide to qualifying for Acorns’ top referral bonuses:

• Share your referral link or code S86KGYA with friends who are new to Acorns.
• Your friends must sign up using the referral code S86KGYA.
• Each referred friend needs to complete their first investment.
• Depending on the bonus, your friends may need to stay active for at least 30 days.
• Once the qualifications are met, Acorns will credit your account with the bonus amount.

Acorns Referral Bonus: What Happens After You Refer a Friend?

Once you refer a friend and they sign up using your referral code S86KGYA, here’s what happens next:

• Your referral will receive an invitation to create their Acorns account.
• After completing their first investment and meeting the necessary requirements, Acorns will start processing your bonus.
• You’ll be notified via email or app once the bonus is credited to your account.

Acorns Investment Options

Keep in mind that Acorns has a monthly membership fee of $3 per month. The monthly fee gives you access Acorns Invest, Acorns Found Money, Acorns Later, and Acorns Spend:

• Acorns Invest: This is the main brokerage account that you’ll invest your spare change in. You can fund the account via round-ups, recurring deposits, or on-demand deposits.
• Acorns Later: This is a individual retirement account, also known as an IRA. It’s similar to Acorns Invest, but the account is intended to grow your retirement funds.
• Acorns Spend: This is a checking account that doesn’t have many fees traditional checking accounts typically have, such as monthly service fees, minimum balance fees, or ATM fees (ATM fees are reimbursed).
• Acorns Found Money: This is an online marketplace that offers cashback on a percentage of your purchases made at many popular retailers. The cashback earned through Found Money is transferred to your Acorns Invest account.

Acorns is geared towards new investors, who perhaps don’t have a lot of money to invest, but would like invest their spare change for the future.

Acorns vs Competitors

Acorns faces competition from other micro-investing and financial apps. Here’s how Acorns stacks up against some of its key competitors:

• Stash: Like Acorns, Stash allows small, automatic investments, but also offers personalized stock options.
• Robinhood: Robinhood is known for commission-free trading but lacks Acorns’ round-up feature and automatic investing options.
• Wealthfront and Betterment: These robo-advisors offer similar services, but they require higher account minimums and don’t have the same micro-investing approach that Acorns offers.
• Chime: While Chime offers automatic savings, it lacks the investment tools and Found Money feature that Acorns provides.

With Acorns promotions, you can get the best of automated investments, retirement savings, and rewards all in one app, along with referral bonuses by sharing your code S86KGYA.

Conclusion

Acorns promotions in 2025 offer you a great opportunity to earn significant bonuses by referring friends. By sharing your referral link or code S86KGYA, you can easily earn up to $1,600 in bonuses. Plus, your friends get to start their investment journey with a platform that’s designed for beginners.

• Acorns makes it easy to start investing.
• The referral program is highly rewarding with clear steps to qualify.
• Take advantage of these offers and start sharing your referral code today!

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