If you’ve been looking for a bank account with a cash bonus that doesn’t require you to make deposits of $10,000, you’ve found it!
There are so many online banks that offer you an Instant Sign up Bonus No Deposit Bank Account with additional benefits such as convenience, security, and rewards.
We have tested some legit bank promotions that claim to offer you welcome bonuses without any deposits or with minimum deposits, such as $10.
In this article, we will discuss the 7 Best Instant Sign up Bonus No Deposit Bank Account, the details of each bank account, and how you can get your free money.
7 Best Instant Sign up Bonus No Deposit Bank Account
Here are the banks that offer instant sign up bonuses:
#1 Acorns
Acorns is an investing app that helps you automatically invest your spare change in a diversified portfolio of ETFs.
You need to connect your credit and debit cards, and whenever you make your purchase, the app will round up your purchase to the nearest dollar and invest the difference for you!
If you want to increase your savings, you can create recurring deposits or make one-time transfers. Acorns charges a monthly fee of $1, $3, or $5, depending on the plan you choose.
However, you can get a $10 sign up bonus if you open an account and make your first investment within 30 days.
You don’t need to deposit any money to get open an Instant Sign up Bonus No Deposit Bank Account, as you can use your round-ups to make your first investment.
Acorns also offers a checking account called Acorns Spend, which comes with a debit card, no minimum balance, no overdraft fees, and unlimited free or fee-reimbursed ATMs nationwide.
#2 Revolut
Revolut is a digital banking app that offers a range of financial services, such as spending, saving, investing, budgeting, and sending money.
You can open a Revolut account for free and get a debit card that lets you spend in over 150 currencies at the interbank exchange rate.
You can also withdraw up to $300 per month from ATMs without any fees.
Revolut also offers a $10 sign up bonus if you open an account and make three purchases with your card within 14 days.
You don’t need to deposit any money to open an Instant Sign up Bonus No Deposit Bank Account, as you can use your card to make purchases.
Revolut also has a referral program that lets you earn up to a $5 referral bonus for inviting your friends to join the app.
#3 Axos
Axos is an online-only bank that offers a variety of checking and savings accounts with competitive interest rates, low fees, and free ATM access.
You can open an Axos account with no minimum deposit and no monthly maintenance fees.
Axos also offers a $100 sign up bonus if you open a Rewards Checking account and receive a direct deposit of at least $1,000 within 60 days.
You don’t need to deposit any money to get the bonus, as you can use your direct deposit from your employer, government, or other sources.
Axos also offers a $100 sign up bonus if you open an Essential Checking account and receive a direct deposit of at least $500 within 60 days. You can choose either one of these bonuses, but not both.
#4 Upgrade
Upgrade is a fintech company that offers personal loans, credit cards, and checking accounts.
You can open an Upgrade account for free and get a debit card that earns 2% cash back on all purchases and 2% APY on your balance up to $10,000.
You can also get a $50 sign up bonus if you open an account and make at least 10 purchases with your card within 60 days.
You don’t need to deposit any money to get the Upgrade promotions Instant Sign up Bonus No Deposit Bank Account, as you can use your card to make purchases.
Upgrade also offers a referral program that lets you earn $50 for every friend you invite using your Upgrade Referral link.
#5 Found
Found is a banking app designed for freelancers and self-employed workers. You can open a Found account for free and get a debit card that lets you track your income, expenses, taxes, and invoices.
You can also create a separate business account and link it to your account.
Found also offers a $25 sign up bonus if you open an account and make your first deposit within 30 days.
There is no requirement for the deposit, so you can easily deposit $5 or $10 to get your Instant Sign up Bonus No Deposit Bank Account.
Found also offers a referral program that lets you earn a $20 referral bonus for each friend you invite to join the app.
#6 UBF Direct
UBF Direct is an online-only bank that offers high-yield savings and money market accounts, as well as checking accounts with cash back rewards.
You can open a UBF Direct account with no minimum deposit and no monthly maintenance fees.
UBF Direct also offers a $100 sign up bonus if you open a High Yield Savings account and maintain a balance of at least $10,000 for 90 days.
You don’t need to deposit any money to get the Instant Sign up Bonus No Deposit Bank Account, as you can transfer funds from another bank account.
UBF Direct also offers a $100 sign up bonus if you open a Money Market account and maintain a balance of at least $25,000 for 90 days. You can choose either one of these bonuses, but not both.
Read our related article on Tellus App that offers you high yield savings account with a $20 sign up bonus.
#7 NorthOne
NorthOne is a banking app designed for small businesses and startups. You can open a NorthOne account for $10 and get a debit card that lets you manage your cash flow, invoices, payments, and receipts.
You can also integrate your account with popular tools like QuickBooks, Shopify, Stripe, and PayPal. NorthOne also offers a $75 sign up bonus if you open an account and make a deposit of any amount within 30 days.
You don’t need to deposit any money to get the bonus, as you can use any amount from any source.
NorthOne also offers a referral program that lets you earn $75 for each friend you invite to join the app.
Conclusion
These are some of the best bank accounts that offer Instant Sign up Bonus No Deposit Bank accounts with or very minimum deposits.
You can take advantage of these offers and get free money just for opening an account and meeting some simple requirements.
However, you should also consider other factors, such as interest rates, fees, features, and customer service, when choosing a bank account that suits your needs.
You should also read the terms and conditions carefully and make sure you understand the eligibility criteria and the bonus expiration date.
With these tips in mind, you can find the best bank account for you and enjoy the benefits of banking with free money.