SoFi New Account Bonus offers in 2025 are among the most rewarding in the financial space, with opportunities to score up to $5,000 across various products. From SoFi checking account bonuses of up to $300, to $1,000 in stock bonuses with SoFi Invest, and 1% cash bonuses on brokerage transfers, there’s no shortage of ways to earn.
Whether you’re interested in SoFi promotions like the SoFi welcome bonus, or exploring their brokerage bonus options, these offers are designed to help you maximize your financial rewards. Discover how to take advantage of these incredible bonuses today.
SoFi New Account Bonus: Everything You Need to Know
The SoFi New Account Bonus is one of the most lucrative promotions available for new users in 2025. Whether you’re opening a SoFi checking account, transferring funds, or starting your investment journey, you can earn significant bonuses. SoFi has a wide range of offers for new customers, including those for their SoFi promotions, SoFi sign up bonus promotions, and even SoFi referral bonus opportunities.
Here’s a breakdown of the latest SoFi New Account Bonus offerings:
SoFi Checking & Savings: Up to $300 Bonus
SoFi offers a tiered bonus structure based on direct deposits for their Checking & Savings accounts. This SoFi New Account Bonus can provide you with up to $300.
- Bonus Amount:
- $50: Receive $1,000–$4,999.99 in direct deposits within the first 25 days.
- $300: Receive $5,000 or more in direct deposits within the first 25 days.
- $50: Receive $1,000–$4,999.99 in direct deposits within the first 25 days.
- Eligibility:
- Open a new SoFi checking account.
- Set up direct deposit within the first 25 days.
- Only the primary account holder in a joint account is eligible for the bonus.
- Open a new SoFi checking account.
- Important Notes:
- Bonuses are considered taxable income.
- Offer valid through January 31, 2026.
- Existing SoFi members with prior direct deposit history are not eligible.
- Bonuses are considered taxable income.
This SoFi New Account Bonus is an excellent way to boost your savings while enjoying high-yield returns with zero fees.
SoFi Invest: Up to $1,000 Stock Bonus
With SoFi Invest, you can earn a SoFi New Account Bonus in the form of stock rewards. Here’s how you can benefit:
- Bonus Amount:
- Bonuses range from $5 to $1,000 in stock.
- Bonuses range from $5 to $1,000 in stock.
- Eligibility:
- Open a new SoFi Invest account.
- Fund the account with at least $50.
- Open a new SoFi Invest account.
- How to Claim:
- Use the “Claw” feature in the app to select your bonus amount.
- Bonuses are awarded in the form of stock, which may be subject to market fluctuations.
- Use the “Claw” feature in the app to select your bonus amount.
This SoFi New Account Bonus is a great way to start your investment journey with SoFi and explore SoFi invest reviews before diving deeper into the platform.
SoFi Brokerage Transfer: 1% Match Bonus
If you’re transferring investments from another brokerage, SoFi offers a 1% cash bonus on the amount transferred.
- Bonus Amount:
- Receive a 1% cash bonus on the amount transferred, up to $1,000.
- Receive a 1% cash bonus on the amount transferred, up to $1,000.
- Eligibility:
- Transfer at least $20,000 in investments to a SoFi Active Brokerage taxable or active retirement account.
- Transfer at least $20,000 in investments to a SoFi Active Brokerage taxable or active retirement account.
- Additional Benefits:
- SoFi will cover transfer fees up to $75 charged by your current brokerage.
- SoFi will cover transfer fees up to $75 charged by your current brokerage.
This SoFi New Account Bonus is ideal for investors looking to consolidate their portfolios with SoFi. Don’t forget to explore the SoFi brokerage bonus to maximize your rewards!
SoFi Plus Membership: Enhanced Rewards
For those looking for enhanced benefits, SoFi Plus is a premium membership offering greater rewards.
- Benefits:
- Earn 3.80% APY on savings balances.
- Receive double rewards points on qualifying activities.
- Get a 10% boost on SoFi Credit Card rewards, up to 3.3%.
- Earn 3.80% APY on savings balances.
- Eligibility:
- Enroll in SoFi Plus and maintain eligibility criteria.
- Receive a direct deposit or pay the SoFi Plus subscription fee every 30 days.
- Enroll in SoFi Plus and maintain eligibility criteria.
This SoFi New Account Bonus gives you enhanced financial rewards across multiple SoFi products, including savings, investing, and credit card rewards.
SoFi Credit Card: 2.2% Unlimited Cash Back
With the SoFi Credit Card, you can earn unlimited cash back with enhanced rewards for Plus members.
- Cash Back Rate:
- Earn 2.2% unlimited cash back on all purchases.
- Earn 2.2% unlimited cash back on all purchases.
- Eligibility:
- Link your SoFi Credit Card with a SoFi checking account.
- Set up direct deposit to qualify for the enhanced cash back rate.
- Link your SoFi Credit Card with a SoFi checking account.
This SoFi New Account Bonus is a great way to maximize your spending rewards, especially when paired with SoFi promotions and SoFi referral code benefits.
SoFi Referral Program: Earn Up to $75
SoFi’s referral program allows you to earn a SoFi New Account Bonus by referring friends and family.
- Bonus Amount:
- Earn $75 for each successful referral.
- Earn $75 for each successful referral.
- Eligibility:
- Refer a new customer who opens and funds a SoFi checking account.
- The referred individual must use your referral link and fund their account within 21 days.
- Refer a new customer who opens and funds a SoFi checking account.
This SoFi New Account Bonus is a great way to earn rewards while helping others discover SoFi. For additional benefits, ask can I make money with SoFi through the referral program.
Bottom Line
The SoFi New Account Bonus offers in 2025 provide substantial rewards across various financial products. Whether you’re opening a new checking account, transferring investments, or exploring brokerage options, there’s a bonus waiting for you. By taking advantage of these promotions, you can maximize your financial benefits and enjoy the perks of being a SoFi member.
Remember to review the eligibility requirements and terms for each offer to ensure you qualify and can fully benefit from the SoFi New Account Bonus promotions. Don’t miss out on these amazing deals!
If you’re wondering how to invest in SoFi stock, now’s the perfect time to start investing with SoFi’s platform and explore the SoFi Welcome Bonus promotions.