The SoFi Brokerage Bonus for 2025 is offering incredible opportunities for investors with three key bonuses: the 1% Investment Match, a $50 Bonus, and a 1% IRA Deposit Match. Whether you’re a new investor or looking to enhance your existing portfolio, these bonuses provide valuable incentives to boost your investments.
The 1% Investment Match rewards you for making recurring deposits, the $50 Bonus is an easy start for new users, and the 1% IRA Deposit Match helps strengthen your retirement savings. Keep reading to learn how you can qualify for these SoFi promotions and maximize your investment potential.
SoFi Brokerage Bonus Overview

SoFi provides a set of exclusive bonuses to reward both new customers and existing users of their platform. These bonuses include a 1% Investment Match, a $50 Bonus, and a 1% IRA Deposit Match, each offering unique opportunities for investors to boost their returns. Below is an overview of the SoFi brokerage bonus, how it works, and how you can take advantage of it:
- 1% Investment Match: SoFi matches 1% of all recurring deposits to your SoFi Invest account.
- $50 Bonus: Receive a $50 cash bonus when you open and fund a new SoFi Invest account with at least $50.
- 1% IRA Deposit Match: SoFi will match 1% of the new deposits made to your IRA account, helping you maximize your retirement savings.
The SoFi brokerage bonus options give investors an opportunity to boost their portfolio growth while also enjoying the ease of SoFi checking account integration for smooth transactions and deposits.
1% Investment Match: Maximize Your Portfolio Growth
The 1% Investment Match is an excellent incentive for investors who plan on making recurring deposits to their SoFi Invest Active Brokerage account. Here’s everything you need to know about this SoFi brokerage bonus :
How the 1% Investment Match Works:

- Eligible Accounts: Available for SoFi Invest Active Brokerage accounts.
- Bonus Type: SoFi will match 1% of your recurring deposits, paid in the form of SoFi rewards points, which can be redeemed for cash or other perks.
- No Limit on Recurring Deposits: The more you deposit, the more you can earn with the match.
How to Qualify:
- Open a SoFi Invest Account: Create a new SoFi Invest Active Brokerage account.
- Enroll in SoFi Plus: To qualify for the 1% Investment Match, you must be a SoFi Plus member.
- Set Up Recurring ACH Deposits: Deposit funds regularly into your SoFi Invest account via ACH transfer to receive the match.
- Maintain Deposits: Your funds must remain in the account for at least two years to retain the match.
How to Invest in SoFi Stock
For those wondering how to invest in SoFi stock, the platform allows you to invest in a variety of stocks, including SoFi itself. By opening a brokerage account, you can easily buy shares of SoFi stock, and with the added bonus of the 1% Investment Match, your investment is poised for potential growth.
This SoFi brokerage bonus is perfect for those looking to consistently build wealth over time while receiving a small incentive for their efforts.
$50 Bonus: A Quick Start to Investing

The $50 Bonus is a great way for new users to start with SoFi. Here’s how to claim it:
How the $50 Bonus Works:
- Bonus Type: $50 in cash for new customers.
- Eligibility: Open a Brokerage account using the SoFi referral code or link and fund it with at least $50.
How to Qualify:
- Open a SoFi Invest Active Brokerage Account: Sign up for a new account on the SoFi platform.
- Deposit $50: Fund your account with a minimum of $50.
- Receive the Bonus: After funding, the $50 bonus will be credited to your account.
In addition to this cash bonus, SoFi also offers up to $1,000 in free stock when transferring assets from another brokerage account, giving you even more value.
If you are new to SoFi and wondering can I make money with SoFi, this bonus is a great way to get started with little upfront cost. The investment match and stock bonuses make it even more worthwhile.
1% IRA Deposit Match: Enhance Your Retirement Savings

The 1% IRA Deposit Match is ideal for retirement investors. SoFi offers this match to incentivize users to contribute to their IRA accounts, boosting their long-term investment savings.
How the 1% IRA Deposit Match Works:
- Eligible Accounts: Available for SoFi IRA accounts (Traditional, Roth, SEP IRAs).
- Bonus Type: SoFi will match 1% of your new IRA contributions made via ACH transfer.
How to Qualify:
- Open a SoFi IRA Account: Create a SoFi IRA account (Traditional, Roth, or SEP).
- Make New Deposits: Contribute new funds to your SoFi IRA via ACH transfer.
- 1% Match: SoFi will match 1% of your contribution up to the annual IRA limit.
- Retain Funds: Funds must stay in your IRA for at least two years to retain the bonus.
This is a fantastic way to enhance your retirement savings and make the most of your contributions.
To further maximize your retirement savings, consider how SoFi promotions can offer you extra benefits with each additional action taken on their platform, like referring friends or setting up automated deposits.
Maximizing SoFi Brokerage Bonuses: Tips and Tricks

To ensure you get the maximum benefit from the SoFi Brokerage Bonus, here are a few key steps to follow:
- Open and Fund a SoFi Invest Active Brokerage Account: This will unlock the $50 bonus as well as the 1% Investment Match.
- Enroll in SoFi Plus: This is a requirement to receive the 1% Investment Match.
- Set Up Recurring ACH Deposits: For the 1% Investment Match, set up automated deposits to earn the match on your contributions.
- Open a SoFi IRA Account: Take advantage of the 1% IRA Deposit Match by opening and contributing to an IRA account.
- Transfer Investments from Other Brokerages: Moving funds from other brokerage accounts can earn you up to $1,000 in free stock.
Also, if you’re looking for a way to get even more value from the SoFi referral code, sharing your referral code with friends can help you earn additional bonuses on top of the standard promotions.
SoFi Brokerage Account Features

In addition to these bonuses, SoFi offers several other features that make it an appealing choice for investors:
- No Commission Fees: SoFi allows commission-free trading on stocks, ETFs, and options, making it a low-cost option for traders.
- Fractional Shares: You can purchase fractional shares, making it easier to invest in high-priced stocks with smaller amounts of money.
- Automated Investing: SoFi offers automated investing options, which can help you build a diversified portfolio with minimal effort.
- Cryptocurrency Trading: SoFi also supports cryptocurrency trading for Bitcoin, Ethereum, and other popular coins.
- Retirement Accounts: You can open and manage Traditional, Roth, and SEP IRA accounts on SoFi.
In addition to all of this, SoFi Invest reviews are generally positive, with users highlighting the ease of use and helpful features like fractional shares and automated investing.
Comparison with Other Brokerage Accounts

While SoFi’s brokerage bonuses are attractive, it’s essential to compare them with offers from other brokerage firms:
- Fidelity Investments: Fidelity offers a cash bonus ranging from $100 to $1,000, depending on the deposit amount. The bonus is credited after the funds remain in the account for a specified period.
- Charles Schwab: Schwab provides a cash bonus based on the deposit amount, with higher bonuses for larger deposits. The bonus is subject to account maintenance for a certain period.
- E*TRADE: E*TRADE offers a tiered cash bonus system, with bonuses ranging from $50 to $6,000, depending on the deposit amount. The bonus is credited after the funds remain in the account for a specified period.
Compared to these, SoFi’s 1% investment match and IRA deposit match provide ongoing benefits, whereas the others offer one-time bonuses.
Conclusion
SoFi’s Brokerage Bonuses for 2025 present an excellent opportunity for both new and existing customers to enhance their investment strategies. The 1% Investment Match, $50 Bonus, and 1% IRA Deposit Match provide valuable incentives to grow your portfolio. Whether you’re just getting started or looking to boost your retirement savings, SoFi offers the tools and support to help you succeed.
To get started, open a SoFi Invest Active Brokerage account today and start taking advantage of these incredible bonuses. Don’t forget to use your SoFi referral bonus to refer others and maximize your rewards.
FAQs
How do I qualify for the 1% Investment Match?
Open a SoFi Invest Active Brokerage account, enroll in SoFi Plus, and set up recurring ACH deposits into your account.
Is the $50 bonus available for existing customers?
No, the $50 bonus is only available for new customers who open and fund an Active Brokerage account.
How does the 1% IRA Deposit Match work?
SoFi will match 1% of your new deposits to your IRA account, helping you grow your retirement savings.