SoFi promotions in 2025 are designed to help you boost your finances with amazing bonuses, cashback offers, and rewards. Whether you’re interested in a high-yield savings account, cashback on your purchases, or a smart investment platform, SoFi promotions have something for everyone. Below are 7 of the latest SoFi promotions to take advantage of:
- SoFi Checking & Savings: Up to $325 bonus
- SoFi Credit Card: 2.2% unlimited cashback
- SoFi Invest: $50 bonus with $100 deposit
- SoFi Student Loan Refinancing: $100 bonus
- SoFi Personal Loan: $300 bonus
- SoFi Checking & Savings: $100 Fanatics bonus
- SoFi Invest: Up to $5,000 account transfer bonus
These SoFi promotions are a great way to reach your financial goals faster, so don’t miss out.
1. SoFi Checking & Savings: Up to $325 Bonus
One of the standout SoFi promotions in 2025 is the SoFi Checking & Savings offer. You can earn up to $325 in bonuses by setting up direct deposit. The more you deposit, the higher the bonus:
- Deposit $1,000–$4,999 to earn a $50 bonus
- Deposit $5,000 or more to earn a $300 bonus
On top of the bonus, SoFi Checking & Savings offers an attractive 3.80% APY, no monthly fees, and 55,000+ fee-free ATMs. Plus, you’ll get paid up to two days early when you set up direct deposit.
How to Earn the Bonus:
- Set up direct deposit and deposit at least $1,000–$5,000
- Qualify for a bonus based on your deposit amount
2. SoFi Credit Card: 2.2% Unlimited Cash Back
SoFi’s Credit Card is another fantastic option in SoFi promotions, offering 2.2% unlimited cash back on all purchases when linked to a SoFi Checking account with direct deposit. This promotion has no spending requirements and no annual fees, making it a simple way to earn rewards every time you swipe.
How to Earn the Bonus:
- Link your SoFi Credit Card to a SoFi Checking account with direct deposit
- Earn 2.2% unlimited cashback on all purchases
3. SoFi Invest: $50 Bonus
For anyone interested in investing, SoFi Invest has a great promotion offering a $50 bonus. Open a new active brokerage account with SoFi and fund it with at least $100. This is a great way to start investing with no commissions on stocks, ETFs, or cryptocurrency trading.
How to Earn the Bonus:
- Open a new SoFi Securities LLC active brokerage account
- Fund the account with at least $100 to qualify for the $50 bonus
4. SoFi Checking & Savings: $100 Fanatics Bonus
SoFi has partnered with Fanatics.com to offer a $100 discount when you open a new SoFi Checking & Savings account. This SoFi promotion is perfect for sports fans who want to earn cashback and save on their favorite sports merchandise at the same time.
How to Earn the Bonus:
- Open a new SoFi Checking & Savings account
- Set up direct deposit to qualify for the $100 Fanatics discount
Get up to $3000 in checking account bonuses.
5. SoFi Student Loan Refinancing: $100 Bonus
SoFi offers a $100 bonus for refinancing your student loans through their platform. If you’re a current customer, you can refer a friend or family member to refinance their student loans with SoFi and earn an additional $100 when their loan is funded.
How to Earn the Bonus:
- Refinance your student loans with SoFi
- If you’re an existing customer, refer someone to refinance and earn a $100 bonus
6. SoFi Personal Loan: $300 Bonus
SoFi offers a $300 bonus when you take out a personal loan between $5,000 and $100,000. This SoFi promotion is an excellent way to consolidate debt, finance a major purchase, or cover an unexpected expense. The loan comes with no fees and competitive rates, making it a great choice for personal financing.
How to Earn the Bonus:
- Apply for a personal loan between $5,000 and $100,000
- Once the loan is funded, receive a $300 bonus
Check out these 7 instant loan apps to help cover sudden expenses.
7. SoFi Invest: Up to $5,000 Account Transfer Bonus
SoFi Invest’s promotion offers up to a $5,000 bonus when you transfer your investments from another brokerage firm to SoFi. The bonus amount is based on how much you transfer, making it an ideal promotion for those looking to consolidate their investments while earning substantial rewards, just like top brokerage firms offering competitive bonuses on transfers.
How to Earn the Bonus:
- Transfer investments from another brokerage to SoFi Invest
- The bonus is based on the amount transferred, ranging from $50 to $5,000
- Sofi was offering a $5000 sign-up bonus when you open a new Sofi account with a special SoFi referral code and meet some qualifying direct deposit.
Conclusion
SoFi promotions in 2025 offer excellent opportunities to earn bonuses, cashback, and rewards across a variety of financial products. Whether you’re opening a checking account, refinancing a loan, or transferring investments, SoFi promotions provide a simple way to boost your financial future. Take advantage of these great offers today and watch your savings and rewards grow. With bonuses up to $5,000 and 2.2% unlimited cashback, SoFi promotions are a perfect way to enhance your financial journey.
Faqs
How do I qualify for the SoFi Checking & Savings bonus?
To qualify for the SoFi Checking & Savings bonus, you need to set up direct deposit. Depending on the amount you deposit ($1,000–$5,000), you can earn a bonus ranging from $50 to $300. There are no monthly fees or minimum balance requirements to maintain the account.
What rewards can I earn with the SoFi Credit Card?
With the SoFi Credit Card, you can earn 2.2% unlimited cashback on all purchases when linked to a SoFi Checking account with direct deposit. There are no spending requirements or annual fees, making it a great option for earning rewards.
How do I earn the SoFi Invest transfer bonus?
To earn the transfer bonus with SoFi Invest, you need to transfer investments from another brokerage firm to your SoFi account. Depending on the amount transferred, you can earn a bonus ranging from $50 to $5,000, with larger transfers earning higher rewards.