How To Get a Guaranteed $100 Loan No Credit Check?

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Are you also tired of fake apps that claim to provide you instant loans with no credit check but ask for a deposit first? You are not alone!

I’ve also tried many apps to borrow $100 instantly for my urgent grocery expenses, and due to this a lot of time is wasted on useless apps that do not offer any money.

That’s why I have created this article on 7 Best Apps To Get Guaranteed $100 Loan No Credit Check. These are selected after testing many apps that are available online.

With this article, you will be able to get $100 instantly along with additional benefits such as no interest or credit check, and no penalty if you can’t repay in time.

Read our related articles on Best Cash Advance Apps That Work With Paypal and Cash Advance Apps That Work With Cash App.

So, Let’s Dive In!

7 Best Apps To Get Guaranteed $100 Loan No Credit Check

If you’re in a tight spot and need a quick $100, you might be worried that your credit score could be a barrier. Fortunately, there are apps available that offer small loans without the need for a credit check. 

Here are seven of the best apps where you can get a guaranteed $100 loan with no credit check:

#1 Dave Banking App

Dave Banking App

Dave is a friendly financial app that can advance you $100 with no interest and no credit check. 

Here’s how it works: First, you download the Dave app on your phone. Then, you connect your bank account to the app. Dave will check if you can get an advance, which is a small loan.

To get the money, you can transfer it to a Dave Spending account instantly. If you need it in a different account or on a debit card, it can be done within an hour for a small fee. 

The fees depend on how much you borrow, ranging from $3 to $25. Remember, it’s important to pay it back by your next payday to avoid any issues and keep using the service whenever you need it. 

So, if you need a little extra cash, like $100, Dave can help you without checking your credit score. Check out Dave Promotions to know more!

#2 Brigit


Brigit is a financial app that offers a simple way to get a small cash advance without needing a credit check. 

This means that even if you don’t have a good credit score, you can still borrow money. The app allows you to borrow up to $100 to help cover expenses until your next payday.

Here’s how it works: First, you download the Brigit app and connect it to your bank account. Then, when you need some extra cash, you can request an advance of $50 to $250. 

Brigit will deposit the money into your account quickly, and when you get paid next, you will repay the amount you borrowed. The best part about Brigit is that there are no hidden fees or interest charges.

#3 MoneyLion


MoneyLion is an app that helps people get quick loans with no credit check. If you need a little bit of money, like $100, and you don’t want anyone to check your credit score, MoneyLion can help.

Here’s how it works: You download the MoneyLion app and connect it to your bank account. Then, if you need money, you can use the app to ask for an advance. 

It offers a feature called “Instacash” which can give you up to a $500 Loan without checking your credit. You don’t have to pay any monthly fees or interest for this service. 

That means you can borrow the money without any extra cost. When you get your next paycheck, you just pay back what you borrowed. Read our MoneyLion Promotions to know more!

#4 Possible Finance

Possible Finance

Possible Finance provides short-term loans that can be paid back in installments. Their approval process considers factors other than credit score, so they can lend you up to $500 no credit check.

Here are two ways to get Guaranteed $100 Loan No Credit Check:

Possible Loan: You can borrow a little bit of money, up to $500. You don’t have to pay extra if you’re late on a payment. You pay back the money in small parts over time.

If you pay back on time, it could help you in the future when you need to borrow more money.

Possible Card: This is not a loan but a card that lets you spend up to $400 or $800. They don’t charge you interest instead, you pay a small fee every month. You can pay back the money you spend in parts, just like the loan.

#5 Chime


Chime Bank has a feature called SpotMe® that allows you to get a $100 loan without a credit check.

Here’s how it works: if you’re a Chime account holder with direct deposits of at least $200, you can apply for SpotMe®. There’s no credit check involved, so you don’t have to worry about your credit score.

Now, you might be wondering about the costs. With SpotMe®, you pay a flat fee of $2 per advance. That’s it. No hidden fees, no interest, and nothing like that. It’s a lot better than those payday loans that can have high interest rates.

Check out our detailed article on Best Cash Advance Apps That Work With Chime to get your quick cash.

#6 Empower


Empower is a financial technology company that offers instant cash advances of up to $250 with no credit check

You can borrow anywhere from $10 to $250 instantly. It’s like borrowing money from a friend but without the awkward conversations!

Unlike traditional banks, Empower doesn’t check your credit history. So, even if you have a low credit score, you can still get a cash advance.

You can borrow anywhere from $10 to $250 instantly and Empower doesn’t charge any interest or late fees. So, you only pay back the exact amount you borrowed.

#7 PayActiv


If you’re a bit short on cash and you need $100 to cover an expense before your next paycheck. PayActiv is a service that can help you out. 

It’s like a friend who can give you a small advance on your salary without asking for a credit check.

Here’s how it works: if your employer is partnered with PayActiv, you can get access to a portion of the wages you’ve already earned before payday. The best part? There are no interest charges or hidden fees to worry about.

The $100 given to you by PayActiv is not a loan, it’s your earned salary. So when payday comes around, the amount you accessed will simply be deducted from your paycheck


To sum it up, I have covered all the best apps that will give you a Guaranteed $100 Loan No Credit Check. Many of them offer more than $100, so you can always have a little extra cash on hand.

Finally, It’s important to remember that borrowing money is a big responsibility. Make sure you understand everything before you decide to borrow. 

Only take what you can pay back. It’s always good to look around and check other options too.

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