SoFi offers in 2025 are better than ever, giving you the chance to earn up to $5,000 in bonuses, $1,500 in investing rewards, and $300 in banking perks. Whether you’re looking to open a new SoFi checking account, transfer investments, or take advantage of referral programs, there’s a reward waiting for you.
These SoFi offers provide an excellent opportunity to maximize your finances, whether you’re a seasoned investor or just starting.
In this article, we’ll break down the top SoFi offers available this year, helping you make the most of your money with exclusive bonuses and rewards.
Summary of Latest SoFi Offers
| Offer Type | Bonus Amount | Requirements |
| SoFi Checking & Savings | Up to $300 | Set up direct deposit within 25 days |
| SoFi Invest | Up to $1,000 in stock | Open and fund a new Active Investing account |
| Brokerage Transfer | 1% cash bonus (up to $1,000) | Transfer at least $20,000 in investments |
| SoFi Referral Program | $75 per referral | Refer a new customer who funds a new account |
SoFi Checking & Savings: Up to $300 Bonus
SoFi offers a tiered bonus structure for new customers who set up direct deposit into their Checking & Savings accounts. This SoFi offer can provide you with up to $300.
- Bonus Amount:
- $50: Receive $1,000–$4,999.99 in direct deposits within the first 25 days.
- $300: Receive $5,000 or more in direct deposits within the first 25 days.
- $50: Receive $1,000–$4,999.99 in direct deposits within the first 25 days.
- Eligibility:
- Open a new SoFi checking account.
- Set up direct deposit within the first 25 days.
- Only the primary account holder in a joint account is eligible for the bonus.
- Open a new SoFi checking account.
- Additional Benefits:
- Earn up to 3.80% APY on savings balances with eligible direct deposit.
- No account fees, including no overdraft fees.
- Access to over 55,000 fee-free ATMs nationwide.
- Early paycheck access up to two days before payday.
- Automatic savings features like Vaults and Roundups.
- Earn up to 3.80% APY on savings balances with eligible direct deposit.
This SoFi offer is available through January 31, 2026, and is subject to change.
SoFi Invest: Up to $1,000 in Stock Bonuses
With SoFi Invest, you can earn with SoFi offers in the form of stock rewards when opening and funding a new Active Investing brokerage account.
- Bonus Amount:
- Bonuses range from $5 to $1,000 in stock.
- Bonuses range from $5 to $1,000 in stock.
- Eligibility:
- Open a new SoFi Invest account.
- Fund the account with at least $50.
- Open a new SoFi Invest account.
- How to Claim:
- Use the “Claw” feature in the app to select your bonus amount.
- Bonuses are awarded in the form of stock, which may be subject to market fluctuations.
- Use the “Claw” feature in the app to select your bonus amount.
This SoFi offer is a great way to start your investment journey with SoFi. For those wondering about SoFi invest reviews, the platform is known for its ease of use and flexibility for new investors.
SoFi Brokerage Transfer: 1% Cash Bonus
If you’re transferring investments from another brokerage, SoFi offers a 1% cash bonus on the amount transferred. This SoFi offer is an excellent way to maximize your rewards when consolidating accounts.
- Bonus Amount:
- Receive a 1% cash bonus on the amount transferred, up to $1,000.
- Receive a 1% cash bonus on the amount transferred, up to $1,000.
- Eligibility:
- Transfer at least $20,000 in investments to a SoFi brokerage account.
- Transfer at least $20,000 in investments to a SoFi brokerage account.
- Additional Benefits:
- SoFi will cover transfer fees up to $75 charged by your current brokerage.
- Access to a wide range of investment options, including stocks, ETFs, and cryptocurrencies.
- Dedicated customer support for transfer assistance.
- SoFi will cover transfer fees up to $75 charged by your current brokerage.
This SoFi offer is valid through December 31, 2025, and is subject to change.
SoFi Referral Program: Earn Up to $75
SoFi’s referral program allows you to earn one of these SoFi offers by referring friends and family to open a new SoFi checking account.
- Bonus Amount:
- Earn $75 for each successful referral.
- Earn $75 for each successful referral.
- Eligibility:
- Refer a new customer who opens and funds a SoFi checking account with at least $50.
- The referred individual must use your referral link and fund their account within 21 days.
- Refer a new customer who opens and funds a SoFi checking account with at least $50.
- Additional Benefits:
- The referred individual receives a $25 bonus upon meeting the funding requirement.
- No limit to the number of referrals you can make.
- Bonuses are credited within 7 days of the referred individual’s funding.
- The referred individual receives a $25 bonus upon meeting the funding requirement.
This SoFi offer is available for a limited time and is subject to change. If you’re curious about SoFi referral code benefits, you can take advantage of their easy-to-share link and start earning rewards quickly.
SoFi Plus: Enhanced Membership Rewards
SoFi Plus is a premium membership offering enhanced rewards and benefits for loyal customers. This offer is a great way to elevate your experience with the platform.
- Benefits:
- Earn 3.80% APY on savings balances.
- Receive double rewards points on qualifying activities.
- Get a 10% boost on SoFi Credit Card rewards, up to 3.3%.
- Earn 3.80% APY on savings balances.
- Eligibility:
- Enroll in SoFi Plus and maintain eligibility criteria.
- Receive a direct deposit or pay the SoFi Plus subscription fee every 30 days.
- Enroll in SoFi Plus and maintain eligibility criteria.
These SoFi offers enhance your financial rewards across multiple SoFi products, including savings, investing, and credit card rewards.
Final Thoughts
SoFi offers in 2025 provide substantial rewards across various financial products. Whether you’re opening a new account, transferring investments, or referring friends, there’s a SoFi offer waiting for you. By taking advantage of these promotions, you can maximize your financial benefits and enjoy the perks of being a SoFi member.
Remember to review the eligibility requirements and terms for these SoFi offers to ensure you qualify and can fully benefit from these promotions. Whether you’re curious about how to invest in SoFi stock or wondering if SoFi referral bonus will benefit you, these offers provide ample opportunity for both new and current customers.