Honest Bright Money Review: Is Bright Money Legit? [2023]

If you’re having trouble deleting debt or building wealth and even want to improve your credit score, Bright Money might be the best option for you!

Bright Money is an awesome saving app that helps you to delete your debt with advanced AI technology. 

As a financial advisor, we have used Bright Money services and made a complete Bright Money Review, which will help you get low-interest balance transfers, and a credit score booster.

And, with Bright Money Promotions, You will get a $25 Sign up bonus Instantly when you open a new account. Also, you will earn a $25 referral bonus for every friend you refer.

In this Bright Money Review, you will get everything you want to know about Bright Money, is bright Money legit? And How Does Bright Money Work? So, Let’s Get Started!

What is bright Money?

Bright Money is a unique and advanced App that analyzes your spending habits and helps you pay off credit card debt by ensuring your bills are paid on time while leaving you with money for necessary expenses.

Bright does this by moving some money from your bank account to your Bright Money account, and you can also track these transactions through your bright money app. 

This makes a big difference for small transfers to help pay down your debt payment and also helps with saving goals.

With the Bright Money app, you can also see a step-by-step view of your progress, keeping you on track toward your financial goals.

Bright Money Sign Up Bonus: $25 Welcome Offer

Earn a $25 Bright Money Sign up bonus when you open a new account using the Bright Money referral code and make your first qualified transaction of $10 or more.

How to Get Bright Money Sign up Bonus?

1. Visit this Bright Money Referral link to Sign up.
2. Enter “email” and click on “Sign up.”
3. Now you will see some features and benefits you will get. Click on. “Continue” and sign up using your Phone number.
4. After Signing up, complete a $10 transaction, such as adding cash to your savings account. You will get the Bright Money Premium plan for free.
5. Once your free 10-day trial has ended, sign up for Bright Money Premium.
6. Done. You will get your $25 Bright Money sign up bonus.

For 10,000 Points extra Bright Money promotion bonus, you have to Activate your Bright Money Stash Account, which allows you to save for your financial goals, credit card payments or withdrawals to your checking account.

Want to earn more sign up bonuses? Read our article on the $5 Sign up bonus and $10 Instant sign up bonus to get some free money.

Bright Money Referral Bonus: Get $25, Give $25

Bright Money Promotions offers a $25 Bright Money referral bonus when you invite your friends using your unique Bright Money referral code, and they make their first successful transaction of $10 or more.

How to Get Bright Money Referral Bonus?

1. Login to your Bright Money App.
2. Go to “Invite a Friend” and copy your unique referral link.
3. Now share your referral link with your family and friends.
4. Once someone signs up using your Bright Money referral link and makes a transaction of $10 towards their savings goals, Both of you will get your $25 Bright Money Promotion Bonuses.

You can also withdraw your referral earnings to your connected checking account to pay your Bright membership fee, use them to pay for cards, or save for savings goals.

Is Bright Money Legit?

Yes! Bright Money is a 100% legit site. Using Bright Money to pay your credit card bills is insured by the Federal Deposit Insurance Corporation. You can feel confident that your Money is safe.

Plaid, a financial services company, connects your banking and credit card information. In addition to end-to-end encryption and multifactor authentication, Plaid uses multilayered security.

Check out our related article on Emma Budget App Review and Buddy Budget App Review to achieve your financial goals.

How does Bright Money work?

Let’s move forward to our Bright Money review and discuss how Bright Money App works and how Bright can help you Make Money With Debt.

Bright Money is a new mission-driven system to delete debt and build wealth. It’s a radical shift in American financial life, developing world-class data science usually reserved for the elite and using it to deliver life-changing results for everybody. 

It’s a powerful new algorithm that helps everyone reach their personal goals, automatically moving Money when it makes sense for you. So far, Bright Money has made over 150 million dollars in debt payments saving the average user 744 dollars each year.

So how does that work? Bright Money app uses a new patented technology called money science, a system of 34 algorithms that studies your finances, learns about your goals, and makes payments for you by delivering real results automatically.

Every two to three days, your bright plan moves a small amount from your checking account into your Bright Money account based on your goals and current finances. 

Then Bright makes your card payments for you, or They add to your bright savings pockets, always following your goals and optimizing for growth.

Bright decides how much to pay on each and makes the payments for you, often in several small installments during the month, which also helps improve your credit score.

What Does Bright Money Offers?

Bright Money is Unique and great Saving platform with lots of amazing educational content. We have extracted some unique features and tips Bright Money offers you to achieve your Financial Goals.

Best 8 Ways to improve your Credit Score:

1. Pay your full balance whenever you can 
2. Always pay your bills before the due date 
3. Use less than 30% of your credit limit 
4. Keep old credit cards open 
5. Make multiple payments each billing cycle 
6. Be cautious when applying for more 
7. Use credit-building tools 
8. Use the rewards you earn

Money saving tips: How much of your salary should you save?

We will Look at the common budgeting formula and how to make it easier.

There is no universal rule, and no saving percentage applies to everyone, but there is a road track formula to ensure that your spending and savings are well balanced.

50/30/20 rule for budgeting:

This means you must use 50% of your paycheck for your needs, 30% for wants, and 20% for your wants. Want to know more about saving, then read our article on How to Save Money for Retirement?

Conclusion

Bright Money is the best way to delete your debt and build your wealth, and with Bright Money Premium membership, you can access top money-saving features and great finance educational content. 

You can also Take advantage of Bright Money promotions and claim your $25 Bright Sign up bonus and $25 Bright referral bonus.

Hope you liked our Bright Money Review, and if you still have questions related to the Bright Money app, you can ask in the comments. We will help you within 24 hours.