Looking to earn free money in 2025? The best apps with sign-up bonuses provide you with lucrative rewards just for joining. These apps with sign-up bonuses are perfect for anyone seeking to make extra cash, whether through shopping, investing, or completing simple tasks.
From Rakuten’s cash-back deals to Robinhood’s free stock offers, there’s a wide variety of options that cater to different interests and needs. This guide will highlight the top apps with sign-up bonuses in 2025, showing you how to maximize your rewards and start earning with minimal effort.
Best Apps with Sign-Up Bonuses
1. Rakuten
Key Fact: Earn up to $40 when you sign up and make a qualifying purchase.
Rewards Breakdown:
- Sign-Up Bonus: $40 after spending $40.
- Referral Bonus: Unlimited $40 bonuses for referring friends.
Best For: Online shoppers looking to earn cash back.
Good to Know: Rakuten partners with over 2,500 stores, offering up to 40% cash back.
Overview: Rakuten is a leading cash-back app that rewards you for shopping at your favorite online stores.
Bonuses:
- $40 Sign-Up Bonus: Make a qualifying purchase within 90 days.
- Referral Program: Earn unlimited $40 bonuses for each friend who signs up and makes a qualifying purchase.
How to Get the Bonuses:
- Sign up using a referral link.
- Make a qualifying purchase of at least $40 within 90 days.
Pros:
- High cash-back rates at popular retailers.
- Easy-to-use browser extension and mobile app.
- Unlimited referral bonuses.
Cons:
- Cash-back payouts are quarterly.
- Some retailers may have limited cash-back offers.
2. Swagbucks
Key Fact: Earn up to $1,026 by completing offers and surveys.
Rewards Breakdown:
- Sign-Up Bonus: $10 with promo code AFF25.
- Offer Bonuses: Up to $1,026 by completing 20 offers.
Best For: Users interested in earning money through surveys, shopping, and watching videos.
Good to Know: Swagbucks offers a variety of ways to earn, including daily polls, searches, and cash-back shopping.
Overview: Swagbucks is a popular rewards app that lets you earn points (SB) for everyday online activities.
Bonuses:
- $10 Sign-Up Bonus: Use promo code AFF25 during registration.
- Offer Completion Bonuses: Earn up to $1,026 by completing 20 offers.
How to Get the Bonuses:
- Sign up using the promo code.
- Complete qualifying offers and activities.
Pros:
- Multiple earning opportunities.
- Redeem points for gift cards or PayPal cash.
- User-friendly interface.
Cons:
- Some offers may require a purchase.
- Points can take time to accumulate.
3. RebatesMe
Key Fact: Earn a $5 sign-up bonus after spending $15.
Rewards Breakdown:
- Sign-Up Bonus: $5 after qualifying purchase.
- Cash Back: Up to 40% at over 4,000 stores.
Best For: Shoppers looking for high cash-back rates.
Good to Know: RebatesMe offers both cash-back and referral bonuses.
Overview: RebatesMe is a cash-back app that rewards you for shopping at partnered retailers.
Bonuses:
- $5 Sign-Up Bonus: After spending $15.
- Referral Program: Earn additional bonuses by referring friends.
How to Get the Bonuses:
- Sign up and make a qualifying purchase.
- Refer friends using your referral link.
Pros:
- High cash-back rates.
- Wide range of partnered stores.
- Easy-to-use mobile app.
Cons:
- Some offers may require a purchase.
- Cash-back payouts are monthly.
4. SoFi
Key Fact: Earn up to $300 with direct deposit.
Rewards Breakdown:
- Sign-Up Bonus: $50 or $300 with direct deposit.
- Referral Bonus: Up to $300 for referring friends.
Best For: Users seeking comprehensive financial services.
Good to Know: SoFi offers banking, investing, and loan services.
Overview: SoFi is a financial platform that provides a range of services, including checking and savings accounts, investments, and loans.
Bonuses:
- $50 or $300 Sign-Up Bonus: Based on direct deposit amount.
- Referral Program: Earn up to $300 for each referred friend.
How to Get the Bonuses:
- Open a SoFi Checking and Savings account.
- Set up direct deposit.
- Refer friends using your referral link.
Pros:
- No monthly fees.
- High-interest savings account options.
- Flexible financial services, including loans, investing, and banking.
Cons:
- Direct deposit requirement for higher bonuses.
- Limited physical branch locations.
5. Acorns
Key Fact: Earn a $10 sign-up bonus when you deposit your first $5.
Rewards Breakdown:
- Sign-Up Bonus: $10 after depositing $5.
- Referral Bonus: $5 for each friend who signs up.
Best For: Beginners looking to invest passively and grow their savings.
Good to Know: Acorns invests your spare change by rounding up purchases to the nearest dollar.
Overview: Acorns is a micro-investing app that rounds up your purchases and invests the spare change. It’s an easy way to start investing with small amounts of money.
Bonuses:
- $10 Sign-Up Bonus: Deposit your first $5 to receive a $10 bonus.
- Referral Program: Earn $5 for each friend who joins Acorns.
How to Get the Bonuses:
- Sign up and deposit at least $5.
- Invite friends to join using your referral link.
Pros:
- Great for beginner investors.
- Automated savings and investment process.
- Low barrier to entry, with small deposits.
Cons:
- Monthly fee for premium services.
- Limited investment control for users.
6. Robinhood
Key Fact: Earn a free stock worth up to $225 when you sign up.
Rewards Breakdown:
- Sign-Up Bonus: Free stock valued between $5 and $225.
- Referral Bonus: Free stock for each friend referred.
Best For: Users looking to trade stocks, ETFs, and cryptocurrencies without commission fees.
Good to Know: Robinhood offers commission-free trading and a wide range of investment options. It’s one of the most popular platforms for retail investors.
Overview: Robinhood is a commission-free stock and cryptocurrency trading app. It’s ideal for beginners who want to dip their toes into the world of investing.
Bonuses:
- Free Stock Sign-Up Bonus: Receive a free stock valued between $5 and $225 when you sign up.
- Referral Program: Earn a free stock for each friend who joins Robinhood.
How to Get the Bonuses:
- Sign up using a referral link.
- Complete the account setup process.
- Refer friends to earn additional free stocks.
Pros:
- Commission-free trading for stocks and cryptocurrencies.
- Easy-to-use interface for beginners.
- No account minimums or fees.
Cons:
- Limited customer support.
- Some advanced trading features are missing.
7. Webull
Key Fact: Earn 2 free stocks worth up to $1,850 when you sign up.
Rewards Breakdown:
- Sign-Up Bonus: 2 free stocks, each worth up to $1,850.
- Referral Bonus: Earn free stocks for each friend you refer.
Best For: Active investors looking for advanced trading tools and analytics.
Good to Know: Webull offers advanced charting, technical analysis, and pre-market trading features for more experienced traders.
Overview: Webull is an investment app that offers advanced tools for trading stocks, options, and cryptocurrencies. It’s a great choice for more experienced investors who need advanced charting and analytics tools.
Bonuses:
- 2 Free Stocks Sign-Up Bonus: Earn 2 free stocks when you open an account and deposit $100. The stocks can be valued between $5 and $1,850.
- Referral Program: Earn free stocks for each friend who signs up and deposits.
How to Get the Bonuses:
- Sign up and deposit $100 into your Webull account.
- Refer friends using your referral link to earn additional free stocks.
Pros:
- Advanced trading tools and features.
- Commission-free trading.
- Free stocks as sign-up and referral bonuses.
Cons:
- Not as beginner-friendly as some other apps.
- Limited research tools compared to other platforms.
Final Thoughts
In 2025, there are plenty of apps with sign-up bonuses that can help you earn free money just for joining. Whether you’re into shopping, saving, investing, or trading, these apps with sign-up bonuses offer significant rewards for new users. From Rakuten’s cash-back offers to Robinhood’s free stock bonuses, the opportunities to earn are abundant. Make sure to explore each platform, understand the rewards breakdown, and take advantage of the referral programs to maximize your earnings. So, get started today and claim your sign-up bonus!
Remember, while these apps with sign-up bonuses offer attractive bonuses, it’s essential to carefully review the terms and conditions to ensure you meet the requirements for each bonus. Happy earning!