Use 90K Points Amex Referral Link: Get  Free $1,000 Rewards Dollars Per Calendar Year + 6% Cashback on Everyday Purchases {2025}

I recently earned 90,000 points by sharing my Amex referral link. Using this link, you can earn 90,000 Membership Rewards points with the Amex Gold Card, which can be used for travel, shopping, or other rewards.

45K Points Amex Referral Link

Additionally, you can get $1,000 in Rewards Dollars every year with the Blue Cash Preferred® Card by using this link. These rewards can be spent on travel, cashback, statement credits, gift cards, and merchandise.

$1,000 Rewards Dollar Referral Link

Plus, with the Amex Blue Cash Everyday Card, you’ll earn 6% cashback on purchases like groceries and gas when using the referral link. It’s a great way to earn rewards on things you buy every day.

6% Cashback Amex Referral Link

In this article, I’ll explain how to use the Amex referral link, its benefits, and how to make the most of it. This article explains how the referral program works and how you can benefit from the bonuses.

What is the 90K Points AmEx Refer a Friend Program?

The 90K Points Amex Refer a Friend Program allows you to earn up to 90,000 Membership Rewards points per year by referring friends to Amex cards. For example, if you have the Amex Gold Card, you might earn 90K points for each approved referral, up to a maximum of 55,000 points annually.

For every successful referral who signs up using your Amex Referral link, Amex credits you with Membership Rewards points, which you can redeem for travel, statement credits, gift cards, and more.

• How it works:
  • Generate your link: Access your unique Amex referral link from your account.
  • Share your link: Send it via email, text, or social media to friends and family.
  • Earn rewards: Once your friend is approved for a card, you earn points.
• Key details:
  • You can earn up to 90,000 points annually through referrals.
  • Referral bonuses vary depending on the card you have.
  • Your friends may also enjoy special sign-up offers, such as bonus points or waived annual fees.

Example:
Suppose you have an Amex Gold Card. For every friend approved, you earn 20,000 Membership Rewards points. If three friends are approved in a year, that totals 60,000 points—far exceeding the cap for most users.

How to Use the Amex Referral Link for Maximum Rewards

To make the most of your Amex referral link:

• Log into your Amex account: Go to the “Refer a Friend” section.
• Share selectively: Reach out to friends or colleagues interested in credit cards, especially those who frequently travel or shop online.
• Highlight benefits: Explain the benefits your friends will receive, such as a welcome bonus or cashback offers.

Best practices for sharing:

• Use social media platforms like Facebook, LinkedIn, or Twitter.
• Personalize your message: “I’ve been earning amazing rewards with my Amex card. If you’re interested, use my link to apply and get a welcome bonus!”
• Avoid spamming; instead, target those likely to benefit.

Earn $1,000 Rewards Dollars Annually: Here’s How

By referring friends, you can earn substantial rewards. For instance, some Amex cards offer up to $250 cashback per referral, with a maximum of $1,000 per year. This means you can refer multiple friends and earn rewards for each successful referral.

The $1,000 rewards cap refers to the total cash-equivalent value you can earn through referrals in a calendar year. Here’s how you can achieve it:

• Refer multiple friends: Each successful referral login using yor amex referral link adds rewards. For example, if your card offers $250 per referral, you only need four approved referrals to reach the $1,000 cap.
• Track your referrals: Log in to your Amex account to see your progress.
• Encourage applications early in the year: Ensure you maximize the rewards before the calendar year resets.

Tips:

• Refer friends who qualify based on income and credit score to increase approval rates.
• Share examples of how you’ve used your rewards, such as booking flights or offsetting expenses.
• Similar to Amex, Capital One promo code GRhIrHXhV also rewards you with cashback, bonuses, and travel rewards.

6% Cashback on Everyday Purchases Explained

Certain Amex cards, like the Blue Cash Preferred® Card, offer 6% cashback on select purchases. By sharing your Amex referral link with friends and family, not only do they get to enjoy these cashback benefits, but you also earn Membership Rewards points for every successful referral who signs up using your Amex referral link.

For example, you can earn:

• 6% cashback: At U.S. supermarkets, on up to $6,000 per year in purchases.
• 3% cashback: At U.S. gas stations and on transit.
• 1% cashback: On other purchases.

Key Categories:

• Grocery stores (up to $6,000 annually, then 1%).
• Popular streaming services like Netflix and Spotify.

Benefits of 6% Cashback:

• Helps offset monthly expenses.
• Ideal for families or individuals with significant grocery and streaming costs.

Example: If you spend $500 monthly on groceries, you can earn $360 annually in cashback.

This allows you to save money on everyday expenses. Aditionally you can redeem the earned points for travel, statement credits, gift cards, and more, making it a win-win situation for everyone involved.

AmEx Referral Bonus Annual Limits

American Express sets annual caps on how much you can earn through referral bonuses. By sharing your Amex referral link, you can help others discover the benefits of their cards.

The referral bonus annual limits depend on the specific card you hold and can vary in terms of Membership Rewards points or cashback. Here’s a breakdown of the annual referral bonus limits for popular Amex cards:

• American Express® Gold Card
  • Earn up to 55,000 Membership Rewards points annually.
  • Each referral typically provides 10,000-15,000 points depending on the offer.
• Platinum Card® from American Express
  • Maximum annual limit: 80,000 Membership Rewards points.
  • Individual referral bonuses range from 15,000-30,000 points.
• Blue Cash Preferred® Card
  • Annual cap: $1,000 cashback.
  • Each successful referral earns $100-$150 cashback.
• Blue Cash Everyday® Card
  • Earn up to $600 cashback annually.
  • Each referral provides $75 cashback on average.
• Hilton Honors American Express Card
  • Annual limit: 80,000 Hilton Honors points.
  • Each referral typically earns 20,000-30,000 points.
• Delta SkyMiles® Cards
  • Varies by card tier:
    • Delta SkyMiles® Gold Amex Card: Up to 50,000 miles annually.
    • Delta SkyMiles® Platinum Amex Card: Up to 75,000 miles annually.
    • Delta SkyMiles® Reserve Amex Card: Up to 90,000 miles annually.
• AmEx Green Card
  • Annual limit: 55,000 Membership Rewards points.
  • Each referral offers 10,000-15,000 points.

Key Points to Remember

• The limits reset every calendar year (January 1).
• You can track your progress in the “Refer a Friend” section of your Amex account.
• Referral bonuses may differ based on ongoing promotional offers.
• Other referral bonuses also have a yearly cap. For example, you can get $500 per calendar year for referrals in Discover Bank promotions.

Understanding these limits can help you plan your referrals and maximize your reward potential each year.

Choosing The Right Card in the Amex Referral Program

Selecting the right card is crucial. Here are some options along with their respective Amex referral link:

American Express Gold Card

• 4X Membership Rewards points on restaurants worldwide, plus takeout and delivery in the U.S., up to $50,000 in purchases each year.
• 4X Membership Rewards points on groceries at U.S. supermarkets, up to $25,000 in purchases each year.
• 3X Membership Rewards points on flights booked directly with airlines or on AmexTravel.com.
• 2X Membership Rewards points on prepaid hotels and other eligible travel, such as prepaid car rentals, vacation packages, and cruises when booked through AmexTravel.com.
• $120 Uber Cash annually, split into $10 monthly credits for Uber rides and Uber Eats orders.
• $120 Dining Credit annually, split into $10 monthly credits for eligible dining purchases.
• $100 Resy Credit annually, split into $8 monthly credits for eligible dining purchases.
• $84 Dunkin’ Credit annually, split into $7 monthly credits for purchases at Dunkin’ locations.
• $120 Hotel Collection credits annually for eligible hotel bookings through AmexTravel.com.
• Travel Insurance and Baggage Insurance Plan.

Blue Cash Everyday Card (For Everyday Expences)

• 3% cash back on groceries at U.S. supermarkets, up to $6,000 per year in purchases (then 1%).
• 3% cash back on U.S. online retail purchases, up to $6,000 per year in purchases (then 1%).
• 3% cash back on gas at U.S. gas stations, up to $6,000 per year in purchases (then 1%).
• 1% cash back on other purchases.
• $84 Disney Bundle Credit annually, split into $7 monthly credits for eligible subscriptions.
• $180 Home Chef Credit annually, split into $15 monthly credits for eligible subscriptions.
• Send & Split feature to split purchases with Venmo or PayPal users.
• Amex Presale Tickets for select events.
• Global Assist Hotline for travel assistance.
• Car Rental Loss and Damage Insurance.
• Purchase Protection for eligible purchases.

Blue Cash Preferred Card

• 6% cash back on groceries at U.S. supermarkets, up to $6,000 per year in purchases (then 1%).
• 6% cash back on select U.S. streaming subscriptions.
• 3% cash back on flights booked directly with airlines or on AmexTravel.com.
• 2X Membership Rewards points on prepaid hotels and other eligible travel, such as prepaid car rentals, vacation packages, and cruises when booked through AmexTravel.com.
• $120 Uber Cash annually, split into $10 monthly credits for Uber rides and Uber Eats orders.
• $120 Dining Credit annually, split into $10 monthly credits for eligible dining purchases.
• $100 Resy Credit annually, split into $8 monthly credits for eligible dining purchases.
• $84 Dunkin’ Credit annually, split into $7 monthly credits for purchases at Dunkin’ locations.
• $120 Hotel Collection credits annually for eligible hotel bookings through AmexTravel.com.
• Travel Insurance and Baggage Insurance Plan

Consider your spending habits to choose the card that offers the most rewards for you.

Tips to Achieve the $1,000 Rewards Cap

To reach the $1,000 annual rewards cap:

• Refer multiple friends: Each approved referral brings you closer to the cap.
• Share your experiences: Explain how Amex cards have benefited you.
• Highlight card benefits: Emphasize features like cashback and rewards points.

AmEx Credit Cards Welcome Bonuses

American Express offers impressive welcome bonuses across its credit card lineup. These bonuses reward new cardholders who log in using the Amex referral link and meet specific spending requirements within a set time frame after opening their accounts. Here’s a detailed look at the welcome bonuses for some popular AmEx cards:

•  American Express® Gold Card: Earn 60,000 Membership Rewards® points after spending $4,000 on purchases in the first 6 months.
•  Platinum Card® from American Express: Earn 80,000 Membership Rewards® points after spending $6,000 on purchases in the first 6 months.
• Blue Cash Preferred® Card from American Express: Earn $250 cashback after spending $3,000 on purchases in the first 6 months.
• Blue Cash Everyday® Card from American Express: Earn $200 cashback after spending $2,000 in the first 6 months.
• Hilton Honors American Express Card: Earn 70,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months.
• Delta SkyMiles® Gold American Express Card: Earn 40,000 SkyMiles after spending $2,000 in the first 6 months.

Redeeming Options for Your Rewards Dollars: A Step-by-Step Guide

American Express Rewards Dollars offer flexibility and value, letting you redeem them for various benefits that suit your lifestyle. Here’s a step-by-step guide on how to redeem your Rewards Dollars:

Step 1: Log In to Your AmEx Account

1. Visit the American Express website or open the AmEx mobile app.
2. Enter your login credentials to access your account.

Step 2: Navigate to the Rewards Section

1. Once logged in, go to the “Rewards” or “Membership Rewards” section.
2. Click on the option to view your available Rewards Dollars balance.

Step 3: Choose Your Redemption Option

AmEx offers several ways to redeem Rewards Dollars. Select the one that best fits your needs:

• Statement Credit:
  • Use your Rewards Dollars to offset charges on your AmEx card.
  • Redemption starts as low as $25, depending on your balance.
• Gift Cards:
  • Exchange your Rewards Dollars for gift cards from popular retailers, restaurants, or travel brands.
  • Look for promotions that offer additional value for your points.
• Travel Purchases:
  • Book flights, hotels, car rentals, or vacation packages through the AmEx Travel portal.
  • Use your Rewards Dollars to pay for part or all of your travel expenses.
• Shopping:
  • Redeem directly for products or services through the AmEx Membership Rewards partners, including Amazon and Best Buy.
• Pay with Points at Checkout:
  • Use Rewards Dollars to pay at participating merchants, such as Amazon or Grubhub.

Step 4: Confirm Your Redemption

1. After selecting your preferred option, confirm the redemption amount.
2. Review the terms, as some redemptions may have minimum thresholds or additional conditions.
3. Finalize your redemption, and you’ll receive confirmation via email.

Conclusion: Why Choose the Amex Referral Program in 2025?

The Amex Referral Program in 2025 offers substantial rewards for both referrers and referees. With opportunities to earn up to $1,000 in rewards annually and cashback on everyday purchases, it’s a valuable program for maximizing your benefits.

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